Title insurance is not as well understood as other types of insurance, but is just as important. When purchasing real estate, you are purchasing the title to the property – the right to occupy and use the land. That title may be limited by rights and claims asserted by others, which may limit your use and enjoyment of the property and even bring financial loss. Title insurance protects against these types of hazards.
An important part of title insurance is its emphasis on risk elimination before insuring. This gives you, as policyholder, the best possible chance for avoiding title claim and financial loss. After our careful search and examination of the public land records, we issue the commitment for title insurance on behalf of our underwriter Stewart Title to determine insurability and report any “material objections” to the title. These title problems are disclosed so that they can be corrected prior to closing.
Title insurance is also your line of defense against hidden hazards such as forged signatures, unauthorized signatures, unknown heirs, invalid power of attorney, and mistakes in public records.
It is our goal to minimize your risk and maximize your investment.
CONTACT ARROWHEAD TITLE AT 573.302.1950